Let’s talk about my weekly Finance Friday Check-ins.
Finance Fridays aren’t about perfection. They’re about paying attention.
I’ve learned that when I check in with my money regularly, things improve. Not magically. Not overnight. But consistently. When I don’t check in, money tends to do whatever it wants. I’m done with that.
This weekly Finance Friday check-in is my pause. A moment to stop, look at the numbers, tell the truth, and make small adjustments before small things turn into big problems.
Some weeks will be boring. Some weeks will be uncomfortable. Both are useful.
These are the questions I’m asking myself every Finance Friday.
My Finance Friday Check-In Questions
- Do I currently have a budget?
A real one. Not a vague idea. Not a plan in my head. - Am I actually following my budget?
If not, where did I go off track and why? - Did I go over budget in any category this week? Everything counts. Even the small stuff.
- Am I doing my bookkeeping weekly?
Weekly keeps it manageable. Avoiding it doesn’t. - Did I pay all of my bills on time?
If yes, was it intentional, necessary, or emotional? - Have I recorded all of my income for the week?
No missing deposits. No “I’ll add it later.” - Have I recorded all of my expenses for the week?
No late fees, no scrambling, no unnecessary stress. - Am I one month ahead on my expenses?
If not, what’s the next step to get there? - Did I put money into savings this week or this month?
The amount matters less than the habit. - Did I add money to my chequing buffer or sinking funds?
Future expenses shouldn’t feel like emergencies. - Did I make any payments toward my credit cards or debt?
Progress is progress, even when it’s small. - Did I pay more than the minimum on any credit cards?
If not, what’s the plan for next week? - Did I pay off any credit cards or move closer to paying one off?
Momentum matters. - Did I use only the credit cards I’ve chosen to keep?
No random swiping. No unnecessary temptation. - Did I avoid impulse purchases this week?
If not, what triggered them? - Did I stick to my spending boundaries?
Amazon, eating out, and “late-night shopping brain” all count. - Did I increase my income or work toward increasing it?
That could be working more, planning, learning, or setting something up. - Is my current year (2026) fully up to date?
Every transaction is recorded and filed. - Which past bookkeeping year am I currently working on?
Progress over perfection, one year at a time. - Have I reviewed or worked on any taxes this week?
Even small steps count. - What went well financially this week?
Wins deserve to be acknowledged. - What didn’t go well financially this week?
No shame. Just information. - What is one adjustment I can make before next Friday?
One change is enough.
Why I’m Doing This Weekly
Checking in weekly keeps money from becoming emotional, overwhelming, or avoidable. It turns finances into a regular habit instead of a crisis response.
Finance Fridays help me stay honest with myself. They help me notice patterns early. They help me build trust in myself by doing what I said I would do.
Some weeks, the answers will be quick. Some weeks, they’ll need more reflection. Either way, I’m showing up.
That’s the commitment.
Next Friday, I’ll check in again.
Eventually, I will do weekly videos too.
Disclaimer: This is personal commentary, reflection, and opinion. I don’t fact-check everything, and this is not professional advice. Please verify anything important independently and seek professional advice if needed.
